UTGL Earn offers a diverse range of financial products, each with its own tenor. These products can be broadly classified into two categories based on their tenors - 'Locked' and 'Flexible'.
Their characteristics and features are as follows:
| Locked | Flexible |
Tenor | Fixed | Flexible |
Rate | Fixed and predetermined | The APY is adjusted daily based on the rewards earned through on-chain subscriptions. |
Auto-Resubscribe | Yes | Not Applicable |
Redemption | Early Redemption is available but will forgo all accrued earnings. | Not Applicable |