UTGL

<b>What is the card limit? How is it calculated?</b>

The card limit is the maximum amount you can spend with your credit card. It is calculated based on your LTV ratio, account assets, and credit score. Your credit limit may be further discounted based on your credit rating. The LTV ratios for each asset are as follows:

<a href="https://help.utgl.io/en/articles/5766209-reset-atm-pin">I forgot my ATM PIN, what should I do?</a>

<a href="https://help.utgl.io/en/articles/5765445-balance-for-card-account">Information on balance and payments</a>

All information about card limit for UTGL Asset Link Mastercard

Card Limit, Calculation, and LTV ratios

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Asset	LTV Ratio
*Fiat*
USD	100% (90% for HKD card)
HKD	90% (100% for HKD card)
CAD	90%
CNH	90%
EUR	90%
GBP	90%
JPY	90%
SGD	90%
THB	90%
Others	20% - 90%