What is the card limit? How is it calculated?
The card limit is the maximum amount you can spend with your credit card. It is calculated based on your LTV ratio, account assets, and credit score. Your credit limit may be further discounted based on your credit rating. The LTV ratios for each asset are as follows:
Asset | LTV Ratio |
Fiat Currencies |
|
HKD | 100% |
USD | 90% |
JPY | 90% |
CNH | 90% |
CAD | 90% |
GBP | 90% |
EUR | 90% |
SGD | 90% |
NZD | 90% |
AUD | 90% |
TWD | 90% |
Digital Assets |
|
USDT | 90% |
USDC | 90% |
BTC | 60% |
ETH | 60% |
BCH | 35% |
ADA | 35% |
LINK | 35% |
SOL | 35% |
TRX | 35% |
AVAX | 35% |
MATIC | 35% |
XRP | 35% |
DOGE | 35% |
UNI | 0% |
DOT | 0% |
LTC | 0% |
How can I check out my card limit on the portal?
You can find out your Card Account Limit in Credit Summary. Also, detailed Daily ATM limit and Daily Purchase Limit information are displayed next to the card.
How to set the card limit?
You can set the daily ATM withdrawal/purchase limit for your card in a few simple steps:
Navigate to 'Card' under 'Main Menu'.
Click on 'Set Card Limits' in the upper right corner.
Then, select the type of limit (daily ATM withdrawal limit or daily purchase limit) you wish to set on the 'Set Card Limits' page, click 'Continue'.
Set your card limit by choosing 'Entire Card Limit' (The maximum card limit allowed) or manually configure the limit amount under 'Fix Limit', then click 'Set Card Limits'.
5. The limit will be set once the confirmation message appears.
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